Fast & affordable working capital

  • Delay vendor payments with PayLater
  • Speed up cash collection with FundNow
  • Draw cash for big purchases with DrawDown
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How is Lendica different?

Traditional lenders rely on generic summary statistics and legacy credit scores.

Lendica (with its AI-powered underwriting engine) delivers fast and affordable loan offers by diving deep into real-time business operations data.

Our customers also praise our simple and quick application process!

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Frequently asked questions

Is Lendica right for me?

We hope so! We help businesses of all sizes, usually between $1m and $50m of sales, take control of their cash flow. We welcome you to visit our products page to learn more.

Will Lendica impact my credit score?

Nope! For businesses with under $5m in annual sales, we will soft pull your credit which won’t impact your score.

Will I get charged for applying?

Forget about it! You will only pay when you use the product - that means no set up cost, no non-use fees, no weird charges.

Is Lendica the answer to all my hopes and dreams?

Probably not! But we promise you an exceptional experience and the best tools to help you scale your business.